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Fine Art & Collectibles Insurance

Protection for the Collections That Define Your Personal World

ARI Private Client Group provides fine art and collectibles insurance for clients across all 50 states, with a South Florida private client practice based in Aventura. Our private clients often own pieces that carry significant financial, historical, and emotional value. These collections require precise appraisal, careful handling, and insurance programs tailored to high-value, irreplaceable items, including agreed value coverage structures and worldwide territory options for pieces that travel, are loaned, or are exhibited internationally.

Fine art and collectible assets are unique in structure, craftsmanship, and market behavior. We work with carriers and specialty underwriters who understand these nuances and can provide protection that reflects the true worth and individuality of each item. Our approach brings together expertise from art advisors, appraisers, curators, and conservation professionals to create a coverage strategy built around clarity and confidence.

Coverage Tailored to Rare and High Value Items

Collections can take many forms. Your insurance should reflect the depth and detail of what you own. We help protect:

  • Paintings, sculptures, and gallery-grade artwork.
  • Watches, jewelry, precious stones, and handcrafted pieces.
  • Collector vehicles and rare automotive pieces.
  • Fine wine, rare bottles, and temperature-controlled collections.
  • Luxury leather goods, designer collections, and couture archives.
  • Private collections housed across multiple residences or secured storage locations.

Coverage can include protection against theft, accidental damage, loss during transport, environmental harm, or unexpected damage while on display or loan. Policies may also respond to specialized costs that standard coverage can overlook, such as conservation, restoration, and professional repair expenses when a piece is damaged. We also help ensure your collection is valued correctly through ongoing appraisals and market reviews.

Support for Display, Transportation, and Storage

High-value collections often move between homes, galleries, exhibitions, or private vaults. We help you evaluate risks associated with transportation, professional handling, and long-term storage. This includes planning for secure transit, climate control considerations, and specialized installation requirements within your residences.

Our goal is to create an insurance program that supports the full lifestyle of your collection, from acquisition and display to stewardship and legacy planning.

A Private Client Experience for Collectors

Our team understands the level of care and discretion required in managing personal collections. We provide guidance that respects your privacy, your preferences, and the significance of your assets. You receive individualized support from advisors who appreciate the importance of accuracy, detail, and high-level protection.

Request a Personalized Fine Art and Collectibles Consultation

If you would like to insure a collection or create a strategy for valuable pieces across multiple locations, our team is ready to assist. You can reach us through the contact page to begin a private consultation.

Contact ARI Private Client Group today to protect the art and collectibles that bring meaning, beauty, and inspiration to your life.

Why Work With Us?

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  • South Florida headquarters with national carrier access
  • Dedicated advisor relationships — not a call center
  • Portfolio-level risk management across all your assets
  • Access to Chubb, Lloyd's, and specialty markets unavailable through retail brokers
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Policies that meet & exceed expectations

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Servicing States

  • All 50 States
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ARI Private Client Group

2980 NE 207th ST #809
Aventura, FL 33180

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  • AIG Private Client
  • Berkley One
  • Burns & Wilcox
  • Chubb
  • Geico
  • Hagerty
  • Liberty Mutual
  • Lloyd's
  • Progressive
  • PURE
  • RPS
  • Travelers