Cyber Insurance

Digital Risk Is Rising. Your Guardrails Should Rise With It.

Digital threats keep evolving. ARI PCG helps your business stay a step ahead. Backed by Chubb, a longtime leader in cyber insurance, we help businesses confront digital risk with tailored coverage and real prevention tools — not a policy alone.

Why It Matters

Smaller companies are not flying under the radar. More than half of Chubb's 2024 cyber claims came from businesses under $150 million in revenue. One in three small and midsize firms has already been attacked, at an average cost of more than $250,000 and as much as $7 million. Ransomware still drives most claim dollars, and 82% of those attacks target SMBs. Human error is just as costly: 68% of breaches involve a non-malicious human element, such as a phishing click or a simple mistake.

A single incident can halt operations, expose client data, and erode trust. Recovery is harder when budgets and IT staff are limited.

What You Get

• Complimentary Cyber Stack (businesses with fewer than 100 employees): Up to $28,000 in first-year value, including a dedicated cyber risk advisor, attack surface management, continuous vulnerability scanning, biweekly security alerts, phishing simulations, password management, employee cyber training, and incident response planning templates.
• Vulnerability Management Outreach Program: Included at no additional cost. Think of it as a smoke alarm for your network. Chubb's threat intelligence team monitors for known exploited vulnerabilities, alerts you and your broker, and helps you remediate before an exposure becomes a claim.
• 24/7 Incident Response: Expert support the moment something goes wrong, so you are not improvising under pressure.

The Bottom Line

Cyber insurance should do more than pay claims after the fact. Chubb is the #1 global underwriter for cyber insurance. With a Chubb-backed stack built to see ahead and stay ahead, ARI PCG helps you prevent incidents and keep your business protected when prevention is not enough.