Boat/Watercraft Insurance

ARI Private Client Group provides yacht and watercraft insurance for high-net-worth clients across all 50 states, supported by a South Florida private client team based in Aventura. Many of our clients own vessels that require highly specialized coverage, precise valuation, and a sophisticated understanding of marine risks, including worldwide cruising and navigational territories, when needed. Our team works closely with carriers experienced in protecting luxury yachts, sport boats, sail craft, and other high-value vessels.

Owning a yacht is an investment in both lifestyle and craftsmanship. From advanced navigation systems to custom interiors and professional crew considerations, every vessel carries unique exposures. We help you build a protection plan that reflects the scale and quality of your yacht and the way you travel on the water.

Coverage Tailored to High Value Vessels

Luxury yachts and watercraft often include features and assets not found on standard boats. Our coverage strategies can address:

• Agreed value coverage based on a thorough and accurate appraisal.
• Protection for hull damage, onboard equipment, and premium materials.
• Coverage for tenders, jet skis, and additional watercraft stored on board.
• Liability support for on-water incidents or guest-related situations.
• Crew coverage where needed, including injury protection and specialized requirements.
• Navigational limit planning for domestic and international travel.

Clients with multiple vessels or seasonal travel patterns can also benefit from coordinated programs that keep coverage organized across marinas, storage facilities, and changing destinations.

Support for a Variety of Nautical Lifestyles

Some clients enjoy weekend trips along the coastline. Others travel between ports or maintain yachts that serve as seasonal residences. We help you tailor your insurance based on your travel habits, crew needs, storage arrangements, and preferred waterways. Our team can also coordinate with marine surveyors, captains, and yacht management services as needed.

A Concierge Level Marine Insurance Experience

High net worth yacht owners expect a seamless and detail-oriented approach to protection. We provide personalized guidance, private consultations, and clear explanations so you can navigate your coverage with confidence. From reviewing navigational limits to managing claims, we support you with the same level of care and discretion you receive from your vessel's professional team.

Request a Personalized Yacht Insurance Consultation

If you would like a custom yacht or watercraft insurance proposal, we invite you to reach out. You can contact our team through the contact page to begin a private consultation.

Contact ARI Private Client Group today to secure protection for your yacht that matches the sophistication of your time on the water.